A new pathway for property owners helping family

Help your children buy a home without taking on another loan.

FundMyProperty unlocks equity in the home you already own by connecting you with investors who buy a future share — so your family gets cash now, with no new debt and no monthly repayments.

Property assessed
Investibility Rating
8.2/10
Strong
Suburb Performance
Location Strength
Demographics
How this score is calculated
Suburb Performance
    Location Strength
      Demographics

        Scores are based on postcode-level market and demographic data. The three measures are equally weighted (33.3% each) for your final score, rounded to 0.1. Bands: 8.5–10 Exceptional · 7.5–8.4 Strong · 6.5–7.4 Moderate · below 6.5 Limited current fit.

        Eligible to proceed

        Great news — your property qualifies.

        Your property scores strongly against our investor suitability criteria — putting it among the homes our network is actively looking to support. The next step is a short property survey so we can prepare your indicative offer. Most families finish it in just a few minutes.

        Start your property survey
        No credit check · No obligation · ~3 minutes
        Not a current fit

        This property isn't suitable right now.

        Based on this assessment, your property doesn't currently meet the suitability criteria of our investor network, so we're unable to progress an application at this stage. Our criteria evolve as market conditions and investor appetite change — you're welcome to assess another property.

        Stay informed

        Enter your email and we'll reach out if anything changes for your property.

        General information only. Scores are indicative and based on current platform criteria and available market data — not a valuation or a guarantee of investor demand, funding approval or future property performance.

        Free, instant result
        No sign-up needed
        Based on live market data
        WATCH THE OVERVIEW A 90-second walkthrough of FundMyProperty
        0:00
        Australian-owned & operated
        Regulated under AFSL 269868
        Bank-grade data security
        Independent property valuation
        The property market has changed

        Helping children buy a home has become harder than ever.

        Families across Australia are facing the same reality: property prices, deposit pressure and reliance on family support are making it harder for the next generation to enter the market.

        ABC News · May 2026
        11.2 yrs

        First-home buyers are being priced out and outbid

        The time required to save a deposit for a median-priced home has reached an all-time high, locking many younger buyers out of the market entirely.

        Read the article
        NHSAC · April 2026
        45.9%

        Housing affordability continues to deteriorate

        The share of median household income needed to service a new mortgage remains near record highs, leaving little headroom for families to absorb shocks.

        State of the Housing System 2026
        realestate.com.au
        ~60%

        Bank of Mum and Dad now essential as incomes alone no longer enough

        Of first-home buyers now receive some form of financial assistance from parents or grandparents — making it one of Australia's largest informal lenders.

        Read the article

        For many parents and grandparents, the challenge is not willingness. It is finding a way to help family without creating new pressure for everyone involved.

        A different approach

        Traditional bank lending isn't the only option families explore.

        Many property owners want to help family, but do not want to increase traditional debt or take on additional refinancing pressure later in life.

        Comparison

        Two paths. Same goal.

        Path A

        Traditional bank lending

        Path B

        FundMyProperty

        Eligibility
        Often relies on applying for additional debt
        Designed to unlock an alternative pathway linked to property value
        Repayments
        Monthly repayments add long-term cash-flow pressure
        No new loans, no monthly repayments — flexibility for outright owners
        Assessment
        Usually centred around bank lending criteria
        Individual property & situation review process
        Outcome
        Centred transactional bank-driven structure
        Outlined and relationship-led approach
        Family fit
        Often limited to refinancing structures
        Explores alternative ways property may support family goals
        Long-term
        May press additional financial pressure on family
        Designed around flexibility, support, and long-term thinking
        How FundMyProperty works

        A different way to explore flexibility from your property.

        FundMyProperty helps suitable property owners access funds from the equity in their property by connecting investors with a future share — linked to that property. No loans. No repayments.

        01 Suitability

        We assess your property & situation

        We review your property, your goals, and whether your situation may be suitable for FundMyProperty. Independent valuation included.

        Takes ~2 days · No commitment
        02 Property Review

        We review your property & outline a structure

        We review location, condition, performance and likely future potential to see whether it may be suitable within the FundMyProperty process.

        Outlined together · No surprises
        03 List Property

        We connect you with suitable investors

        If everything aligns, we list your property and present the opportunity through the FundMyProperty investor platform.

        Cash to family · No new debt
        Every property reviewed individually Your situation is assessed on its own merits — never a templated yes/no.
        Guided step by step Clear explanations, simple paperwork, no pressure to commit.
        Experienced Australian team Decades of combined experience across property, finance and technology.
        What this could mean for families

        More options. Less pressure. More support for family.

        M
        Parent Perspective

        Helping Children Buy Sooner

        "Every year property prices kept moving further away from our son. We wanted to help while we still could, but refinancing again didn't feel right for us."

        Margaret & David, Melbourne
        Parents of first-home buyer
        K
        Parent Perspective

        Avoiding More Debt

        "We had built value in our property over decades, but we didn't want another traditional bank loan hanging over retirement."

        Karen, Brisbane
        Exploring alternatives to refinancing
        J
        Parent Perspective

        Supporting Family Without Selling

        "Selling investments or downsizing immediately didn't feel like the right option. We were looking for more flexibility around how we could support family."

        John & Maria, Sydney
        Seeking more options later in life
        D
        Child Perspective

        Feeling Locked Out

        "It honestly felt like property prices were moving faster than we could save. Support from family completely changed what felt possible for us."

        Daniel, 31, Melbourne
        First-home buyer
        S
        Child Perspective

        Less Pressure On Family

        "My parents wanted to help, but I didn't want them putting themselves under financial stress just so I could buy a home."

        Sophie, 28, Sydney
        First-home buyer
        Do I give up ownership of my property?

        No. Property owners continue holding legal ownership of the property. FundMyProperty is designed around investors participating in part of the future value connected to the property — not transferring the title.

        Is this a loan?

        No. There are no monthly repayments and no new debt added to your name. The structure is different from a traditional mortgage or refinance product.

        How do investors make money?

        Investors take a position linked to the future value of the property, which is settled at a defined event later. There are no ongoing payments expected from property owners.

        What types of property may qualify?

        Each property is reviewed individually. We assess location, condition, performance, value and future potential to determine suitability for the FundMyProperty platform.

        Is FundMyProperty suitable for everyone?

        No — and we won't pretend otherwise. It's designed for property owners exploring an alternative pathway, and is most relevant for those with significant equity who don't want to add new debt.

        What happens if my property qualifies?

        We walk you through the structure in plain English, answer your questions, and only proceed when you're comfortable. You can stop the process at any point.

        Am I locked into anything by enquiring?

        No. Checking eligibility is free and non-binding. We'll only follow up if your property may be suitable, and you're free to walk away at any stage.

        Check eligibility

        Your property may be able to help your family sooner than you think.

        Enter your address to see your property's Investibility Rating in seconds. If it's a match, you can start your survey straight away — no credit check, no obligation.

        Free · Instant result

        Get your Investibility Rating

        Enter your property address and see its score out of 10 — right now.

        No sign-up needed · Based on live market data
        Help your children buy a home — without taking on another loan.
        Check eligibility →