First-home buyers are being priced out and outbid
The time required to save a deposit for a median-priced home has reached an all-time high, locking many younger buyers out of the market entirely.
Read the article↗FundMyProperty unlocks equity in the home you already own by connecting you with investors who buy a future share — so your family gets cash now, with no new debt and no monthly repayments.
Families across Australia are facing the same reality: property prices, deposit pressure and reliance on family support are making it harder for the next generation to enter the market.
The time required to save a deposit for a median-priced home has reached an all-time high, locking many younger buyers out of the market entirely.
Read the article↗The share of median household income needed to service a new mortgage remains near record highs, leaving little headroom for families to absorb shocks.
State of the Housing System 2026↗Of first-home buyers now receive some form of financial assistance from parents or grandparents — making it one of Australia's largest informal lenders.
Read the article↗For many parents and grandparents, the challenge is not willingness. It is finding a way to help family without creating new pressure for everyone involved.
Many property owners want to help family, but do not want to increase traditional debt or take on additional refinancing pressure later in life.
FundMyProperty helps suitable property owners access funds from the equity in their property by connecting investors with a future share — linked to that property. No loans. No repayments.
We review your property, your goals, and whether your situation may be suitable for FundMyProperty. Independent valuation included.
We review location, condition, performance and likely future potential to see whether it may be suitable within the FundMyProperty process.
If everything aligns, we list your property and present the opportunity through the FundMyProperty investor platform.
"Every year property prices kept moving further away from our son. We wanted to help while we still could, but refinancing again didn't feel right for us."
"We had built value in our property over decades, but we didn't want another traditional bank loan hanging over retirement."
"Selling investments or downsizing immediately didn't feel like the right option. We were looking for more flexibility around how we could support family."
"It honestly felt like property prices were moving faster than we could save. Support from family completely changed what felt possible for us."
"My parents wanted to help, but I didn't want them putting themselves under financial stress just so I could buy a home."
No. Property owners continue holding legal ownership of the property. FundMyProperty is designed around investors participating in part of the future value connected to the property — not transferring the title.
No. There are no monthly repayments and no new debt added to your name. The structure is different from a traditional mortgage or refinance product.
Investors take a position linked to the future value of the property, which is settled at a defined event later. There are no ongoing payments expected from property owners.
Each property is reviewed individually. We assess location, condition, performance, value and future potential to determine suitability for the FundMyProperty platform.
No — and we won't pretend otherwise. It's designed for property owners exploring an alternative pathway, and is most relevant for those with significant equity who don't want to add new debt.
We walk you through the structure in plain English, answer your questions, and only proceed when you're comfortable. You can stop the process at any point.
No. Checking eligibility is free and non-binding. We'll only follow up if your property may be suitable, and you're free to walk away at any stage.
Enter your address to see your property's Investibility Rating in seconds. If it's a match, you can start your survey straight away — no credit check, no obligation.
Enter your property address and see its score out of 10 — right now.